Why Start Your FIRE Journey Today?

"I'll start investing when I make more money."

"I'll save for retirement after I pay off this debt."

"I'll begin my FIRE journey when the market settles down."

Sound familiar?

The Perfect Moment Myth

Here's the brutal truth: There's never a perfect moment to start building wealth.

Markets are always "uncertain." You'll always have expenses. There will always be a reason to wait.

But while you're waiting for the perfect conditions, compound interest is working against you. Every day you delay is a day you can't get back.

Let's say you're 25 and want to retire by 50. If you start investing $500/month today at 7% annual returns, you'll have about $790,000 by age 50.

Wait just 5 years? You'll have $530,000.

That 5-year delay costs you $260,000. No raise or "better market conditions" will make up for lost time.

You don't need $10,000 to begin. You don't need a finance degree. You don't need to time the market perfectly.

You need:

Week 1: Track your spending. Know where your money goes.

Week 2: Build a $1,000 emergency fund. Start there.

Month 1: Open investment accounts. Set up automatic transfers.

Month 2: Increase your savings rate by 1%. Then another 1% next month.

Year 1: You're ahead of 80% of people who are still "planning to start."

The goal isn't to become financially independent overnight. It's to build the system that gets you there.

Start with what you have. Improve as you learn. Let time do the heavy lifting.

Your future self will thank you for starting today instead of waiting for tomorrow.

We Go Fire exists to help you take that first step. Simple tools, clear guidance, and a community that celebrates progress over perfection.

The best time to plant a tree was 20 years ago. The second best time is now.

P.S. Every wealthy person started with their first dollar invested. What matters isn't how much you start with—it's that you start.